Become a member with PDFCU and gain access
to free check cashing.
Members can set up savings accounts with
us for free.
We offer a multitude of classes and other resources that will help you plan for your future and manage your money wisely
... all for free.
Get Started Today
The mission of the Pacoima Development Federal Credit Union is to provide professional financial services to underserved communities in Pacoima and throughout the San Fernando Valley. We are a nationally certified, chartered LMI banking institution that was created expressly to administer loans, check cashing, financial education and other services to Members of all income levels and financial history. If you have been turned away from banks in the past, we can still probably help you. We even have lending programs for Members who have limited income and don't have a social security number.
Learn More About Us
If you have been turned away from banks in
the past, you probably know what "subprime" means. Lenders call you
"subprime" if you have a credit score below 669 according to the
FICO
Score Range. The lower your credit score, the fewer chances
you
have to be approved for a loan in a bank or get it at safe, low
rates. Borrowers with bad credit are considered potential risk as
they may have difficulties repaying the money.
The term "bad credit" has its clear
value. According to the FICO Score Range, lenders use the following
ranking of credit score types:
Members with low income and poor or bad credit scores are more likely to be in need but usually don't get financial support from banks or traditional financial institutions. The Pacoima Development Federal Credit Union stands for equal financial opportunities for all residents of Pacoima and throughout the San Fernando Valley. We provide professional financial services for Members of all income levels and credit history to support the underserved communities. We are ready to provide financial assistance for those who need it the most.
In Pacoima Development Federal Credit Union, we provide emergency loans for Members with bad credit, low income, and even for residents who don't have a social security number. You no longer need a payday lender to solve your financial difficulties.
A Savings Share Account is required for membership in the Credit Union. A $25.00 minimum balance requirement.
These loans are ideal when you need cash for auto repairs, vacations, emergency cash, or other personal financial needs.
Whether is its new or used we can help you with your financing. We offer low rates on new and used cars.
© 2022 Pacoima Developmental Federal Credit Union.
